





Malta
Malta is a small archipelagic nation located in the central Mediterranean Sea, situated south of Sicily and east of Tunisia. Despite its compact size, Malta is a strategically important island country with a rich and complex history. The main islands...
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With a safety index of 57/100, Malta offers moderate safety conditions for expats and their families.
Malta, as a Schengen Area member, allows citizens of over 60 visa-exempt countries—including the United States, Canada, United Kingdom, Australia, and many others— to enter without a prior visa for tourism or business for up to 90 days within any 180-day period. Passports must be valid for at least 3 months beyond planned departure from the Schengen Area, issued within the last 10 years, and have at least two blank pages. Travelers should carry proof of sufficient funds, return/onward tickets,...
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20% above EU avg
13% below EU avg
12% below EU avg
25% above EU avg
Baselines based on EU averages. Source: Numbeo indices.
Capital
Valletta
Timezone
UTC+01:00
Area
316 km²
Population
525,285
Malta shows a purchasing power index of 87/100, indicating excellent economic conditions for expats.
GDP
$17.77B
HDI
0.9
Quality of Life
59/100
+16 vs NYC
Purchasing Power
36/100
-6 vs NYC
Understanding the economic landscape is essential for evaluating living costs and opportunities in Malta. This comprehensive overview covers key financial indicators including cost of living, housing markets, income levels, and fiscal policies that shape daily life and long-term financial planning.
Cost of Living Index
Moderate costs (CPI: 56.5). Groceries (56.0), restaurants (63.8) moderate vs NYC=100; inflation projected at 2.0% in 2026.
Housing Market
Property prices average 10.5 years of household income. Rent index (26.8) remains affordable with urban variations.
Average Income Levels
Purchasing power index of 85.2 indicates moderate buying power. GDP per capita ~$43,941 in 2024 supports steady incomes.
Tax System
Progressive income tax 0-35% for residents, flat 15% for non-doms. VAT 18%, property rates low; favorable for expats.
Business Environment
World Bank Ease of Doing Business rank 88/190 (2020), strong in starting business and trade. Robust startup ecosystem, GDP growth 3.8% projected 2026.
Social Security
Universal free healthcare via public system. Comprehensive pensions, unemployment benefits up to 75% salary, family allowances.
Malta enjoys a classic Mediterranean climate with hot, dry summers and mild, wet winters, making it highly appealing for residents and expats seeking year-round outdoor living. The archipelago's small size ensures uniform conditions across islands, classified under Köppen Csa (hot-summer Mediterranean).
2 distinct climate regions — see full guide for details
Read full guideLife Expectancy
81.8
Population
525,285
Religions
Currently under research
Ethnic Composition
Research in Progress
We're currently analyzing expat perspectives for Malta. Check back soon for insights from real experiences!
We're gradually rolling out this feature and continuously improving the insights. The data is based on real expat discussions and will become more comprehensive over time.
Malta is a parliamentary republic led by Prime Minister Robert Abela of the Labour Party since 2020, following their 2022 election victory. President Myriam Spiteri Debono serves as head of state since April 2024. The unicameral House of Representatives holds legislative power in a system dominated by the Labour and Nationalist parties.
Your Malta Roadmap
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Data Source: Safety, crime, and quality metrics are sourced from Numbeo, a crowd-sourced global database of reported data.
All scores are relative comparisons on a 0-100 scale, where 50 = global average. Higher scores mean better than average, lower scores mean worse than average.