Old boat in front of a historic white building
plage du Ghana pres de Takoradi
People having fun at Feast Ghana celebration at Conference Cent…
Ghana Boutique Exhibition
Elmina Castle also known as St. George of the Mine Castle in Gh…
Beach with palms in Ghana, Westafrica
UN MemberVisa-free · 30 daysPop. 31.1M
19
NestFainder ScoreAI

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ACost
BSafety
A−Climate
CHDI
Ghana flag

Ghana

Atlantic Ocean · English

Ghana

Ghana offers African roots with Western ease—English-speaking, visa-friendly, and 70% cheaper than the US, with a cost of living that stretches your dollar further than almost anywhere on the conti…

See how Ghana matches your profileComing soon — available in a future release
CLIMATE
Atlantic Ocean
31°C avg · 2800h sun/yr
CURRENCY
GHS
LANGUAGE
English
SAFETY
Moderate
#1 globally · Safety index 55/100
COST OF LIVING
Low cost
Cost index 33/100
TIME ZONE
GMT
UTC+0

What it's like to live in Ghana

Ghana is a vibrant West African nation located along the Gulf of Guinea, known for its rich cultural heritage and strategic importance in the region. The country gained independence from British colonial rule in 1957, becoming the first sub-Saharan A...


Cost of living
vs EU Average29% lower than EU average
1-bed apartment, city
$713Apartment (1 bedroom) in City…
Dinner for two
$7.01Meal, Inexpensive Restaurant
Monthly groceries
$2.69Milk (regular), (1 liter)
Public transit (month)
$1.61One-way Ticket (Local Transpo…
Read the full cost-of-living guide
★ Professional

Your Ghana Roadmap

40+ page personal relocation analysis — visa path, tax strategy, neighbourhood guide, healthcare setup and more.

€29one-time report
What's included
  • Visa & residency path
  • Tax optimisation
  • Neighbourhood guide
  • Healthcare & schools
  • Cost breakdown

Healthcare

  • Ghana operates a mixed healthcare system, combining public and private facilities, with the National Health Insurance Scheme (NHIS) being the primary public program.
  • Expats generally prefer private healthcare due to shorter waiting times, better equipment, and a higher standard of care, especially in major urban centers like Accra.
  • While residents can enroll in the NHIS, a mandatory health insurance scheme for non-resident visitors staying less than six months was proposed to start July 1, 2024, though its final cabinet approval status was unclear as of June 2024.
Healthcare guide →
Entry Requirements & Visa Options

Ghana offers a visa-on-arrival program for most international visitors, including citizens of the United States, United Kingdom, Canada, and Australia. However, a critical requirement introduced in recent years is that visa-on-arrival approval must be obtained before boarding your flight—applications can no longer be processed at the airport upon arrival . Eligible travelers must submit their visa-on-arrival request through Ghana Immigration Service Headquarters or via their host organization in Ghana, providing proof of accommodation, return flight tickets, evidence of sufficient funds,...

Visa-free entry: 90 days
Read full guide

Travel advisories, hazards, and conflict indicators

Cost of living, housing, income, and purchasing power overview

Income tax, corporate tax, and fiscal overview

Job market, business environment, and work permits

International schools, universities, and curricula

Pension, retirement pathways, and financial planning

Seasonal temperatures, rainfall, and sunshine hours

Population, languages, and ethnic composition

Day-to-day expat life and practical tips

Public transit, airports, and getting around

Community, cultural integration, and expat life

Air quality, green spaces, and sustainability

Political system, government structure, and key policies

Location overview, cost of living index, and purchasing power

Economic and geographic overview at a glance

Community perspectives and expat experiences

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This content was generated using artificial intelligence based on publicly available information. It is provided for general informational purposes only and does not constitute legal, tax, immigration, or professional advice. Information may be incomplete or outdated. Always verify with official sources before making decisions.

Data Source: Safety, crime, and quality metrics are sourced from Numbeo, a crowd-sourced global database of reported data.

All scores are relative comparisons on a 0-100 scale, where 50 = global average. Higher scores mean better than average, lower scores mean worse than average.