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Cost of Living Guide in Ghana

Complete pricing for housing, food, transportation, and everyday expenses

Ghana offers a low cost of living compared to Western standards, about 11.8% cheaper overall including rent than the Africa average and 10.7% cheaper for consumer prices excluding rent. It positions as more affordable than the regional average on rent by 9.8%, making it attractive for expats and digital nomads seeking value in West Africa. Accra drives higher costs due to expat demand, but smaller cities provide budget options.

Estimated Monthly Budget

Frugal
$300-$600 USD (GH₵4,500-GH₵9,000) — local food, shared/outside housing, tro-tros.
Comfortable
$1,200-$2,000 USD (GH₵18,000-GH₵30,000) — city-center 1BR, mix dining/groceries, occasional taxis.
Family of four
$2,500-$4,500 USD (GH₵37,500-GH₵67,500) — 3BR expat housing, international school (~$500/child), car, imported goods.

Ghana delivers strong value for money, 11.8% cheaper overall than Africa averages, ideal for stretching budgets on comfortable expat living. No home country data available for direct comparison.

Economic & Living Costs in Ghana
Food & Dining Costs

Meal, Inexpensive Restaurant

2.41-11.61 $
Avg: 7.01 $
+38.7% vs 3 months ago

Meal for 2, Mid-range Restaurant (3-course)

25.88-80 $
Avg: 52.94 $
+3.9% vs 3 months ago

McMeal at McDonalds (or Equivalent Combo Meal)

6.32-12.58 $
Avg: 9.45 $
+12.5% vs 3 months ago

Domestic Beer (0.5L draught)

0.63-2.49 $
Avg: 1.56 $
0.0% vs 3 months ago
Housing & Real Estate Costs

Apartment (1 bedroom) in City Centre

225.88-1200 $
Avg: 712.94 $
0.0% vs 3 months ago

Apartment (1 bedroom) Outside Centre

74.65-576.27 $
Avg: 325.46 $
+46.3% vs 3 months ago

Apartment (3 bedrooms) in City Centre

551.09-2500 $
Avg: 1525.54 $
+5.7% vs 3 months ago

Apartment (3 bedrooms) Outside Centre

165.33-663.75 $
Avg: 414.54 $
-4.0% vs 3 months ago
Transportation Costs

One-way Ticket (Local Transport)

0.77-2.45 $
Avg: 1.61 $
+9.3% vs 3 months ago

Chicken Fillets (1kg)

2.04-8.94 $
Avg: 5.49 $
+21.2% vs 3 months ago

Monthly Transport Pass

23.67-45.41 $
Avg: 34.54 $
+5.9% vs 3 months ago

Gasoline (1L)

0.98-1.35 $
Avg: 1.16 $
+2.9% vs 3 months ago
Utilities & Communications Costs

Utilities for 85m² Apartment

32.19-134.56 $
Avg: 83.37 $
+37.2% vs 3 months ago

Internet (60 Mbps+, Unlimited)

22.39-89.71 $
Avg: 56.05 $
-8.4% vs 3 months ago

Mobile Plan (10GB+ Data)

7.48-25.54 $
Avg: 16.51 $
1.7% vs 3 months ago
Grocery Costs

Milk (1L)

1.39-4 $
Avg: 2.69 $
0.0% vs 3 months ago

Loaf of Fresh White Bread (500g)

0.84-2.46 $
Avg: 1.65 $
+6.7% vs 3 months ago

Eggs (12)

1.25-4.63 $
Avg: 2.94 $
+2.7% vs 3 months ago

Local Cheese (1kg)

4.49-24.45 $
Avg: 14.47 $
+2.5% vs 3 months ago
Entertainment & Sports Costs

Fitness Club, Monthly Fee

12.3-75 $
Avg: 43.65 $
-4.1% vs 3 months ago

Tennis Court (1 hour, weekend)

9.47-20 $
Avg: 14.73 $
+2.6% vs 3 months ago

Cinema Ticket

8.97-12 $
Avg: 10.49 $
+9.8% vs 3 months ago

Preschool / Kindergarten (monthly, private)

68.78-1575.25 $
Avg: 822.02 $
+857.0% vs 3 months ago
Last updated: 2026-04-03

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