Retirement & Benefits Guide · Ivory CoastRetirement & Benefits Guide in Ivory Coast
Retirement visas, pensions, and healthcare for retirees
Retirement Visa Program
No dedicated retirement or passive income visa exists for Ivory Coast. Expats can apply for long-term residence via investment, business setup, or family reunification through standard immigration procedures.
Pension System
PAYG contributory system (CNPS/RGTS) for private sector workers requires 15 years contributions for pension at age 60. Reforms from 2026 double minimum pension to 60,000 XOF, raise accrual to 2% for first 15 years, and cap replacement at 100%.
Pension Adequacy
Low minimum pensions (60,000 XOF/month from 2026) provide inadequate coverage for most; replacement rates up to 100% for long careers but average below 50% previously. Supplementary private pensions rare, high elderly poverty.
Healthcare Access
Limited public healthcare via CNPS for contributors; quality uneven with shortages in facilities and specialists. Expats rely on expensive private clinics or medical evacuation; no universal coverage for retirees.
Cost of Living
Retiree Community
Senior Benefits
Tax Benefits for Retirees
Standard tax rates apply to foreign pensions and income; no special retiree tax exemptions or programs like NHR. Pensions taxed as regular income under general progressive rates.
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