Retirement & Benefits Guide · New CaledoniaRetirement & Benefits Guide in New Caledonia
Retirement visas, pensions, and healthcare for retirees
Retirement Visa Program
No specific retirement visa program exists for New Caledonia. Expats can apply for long-stay visas or residency through French overseas territory rules, requiring proof of sufficient income and health insurance.
Pension System
PAYG system managed by CAFAT with employer and employee contributions funding basic state pensions based on contribution history and earnings. Supplementary private pensions available but not mandatory.
Pension Adequacy
Basic CAFAT pensions provide foundational income but often insufficient for desired living standards; employers may offer supplementary plans to bridge the gap.
Healthcare Access
CAFAT-managed universal social security covers health for residents, combining French standards with local adaptations; quality public care available, private supplementary insurance common.
Cost of Living
Retiree Community
Senior Benefits
Tax Benefits for Retirees
Standard French overseas tax rates apply to foreign pensions and income; no special retiree tax exemption programs identified.
More Insights for your Move to New Caledonia
Comprehensive guides and data-driven analysis.
Budget & Expenses
Is your lifestyle affordable? From grocery prices to utility bills, see how costs compare to your home.
Read guidePolitics & Governance
Understand the political system, stability indicators, and democratic institutions that shape daily life.
Read guideEmergency Services
Emergency numbers, hospital systems, response times, and what to do in a crisis abroad.
Read guide