PAYG system via National Social Security Fund (CNSS) provides basic old-age, proportional, and survivor pensions for formal sector workers. Low contribution rates (4% employee share) and coverage limited to ~10% of population indicate weak sustainability and generosity.

Pensions offer minimal replacement rates with no published adequacy data; most retirees rely on family support due to low benefits and informal economy dominance. Supplementary private pensions are rare.

Limited public healthcare through occupational risks branch of CNSS for contributors; poor quality, inadequate facilities, and high out-of-pocket costs. Expats rely on expensive private care or medical evacuation.