Moderate costs (CPI: 65.2). Groceries (75.8) and restaurants (69.7) are somewhat expensive, while rent (26.0) is relatively low compared to NYC.

The property price to income ratio is 4.8, indicating a very affordable housing market. The rent index is 26.0, suggesting relatively low rental costs.

A purchasing power index of 37.3 indicates low buying power compared to NYC, suggesting that average incomes may not stretch far.

The personal income tax for non-citizens is progressive (15-30%), with potential for no tax on foreign-sourced income for qualifying expats. VAT is 15%. An annual immovable property tax of 0.50% applies to non-Seychellois owners.

Seychelles is developing its startup ecosystem, particularly in fintech and AI, supported by initiatives like the Innovation HUB. While regulatory frameworks are evolving, challenges in funding and infrastructure persist.

Seychelles offers a universal healthcare system, primarily government-funded, with a quality index of 75/100. A comprehensive pension system is in place, alongside various statutory benefits, though specialized medical care often requires overseas travel.

Seychelles currently lacks a formal deposit insurance scheme. However, a depositor preference scheme provides protection up to SCR 10,000 (approx. USD 720) per depositor in case of liquidation. The banking sector is stable and subject to Central Bank oversight, with ongoing reforms to align with international standards like Basel III and FATF.