Arch bridge spans a rocky gorge above a river
Elephants (Loxodonta africana) crossing the Luangwa River, Sout…
Aerial view of the Victoria Falls of the Zambezi River, border …
Victoria Falls, Zambia-Zimbabwe
African Art, Louvre: Yombe sculpture as the head of a scepter. …
African Art, Louvre: Yombe sculpture as the head of a scepter. …
UN MemberVisa-free · 90 daysPop. 18.4M
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Zambia flag

Zambia

English

Zambia

Zambia delivers African adventure at a fraction of global costs—CPI under 32, unbeatable rent index of 24, and endless sunny days for your expat reset.

See how Zambia matches your profileComing soon — available in a future release
CLIMATE
28°C avg · 3200h sun/yr
CURRENCY
ZMW
LANGUAGE
English
SAFETY
Moderate
#1 globally · Safety index 52/100
COST OF LIVING
Low cost
Cost index 31/100
TIME ZONE
GMT+2
UTC+2

What it's like to live in Zambia

Zambia is a landlocked country located in southern Africa, known for its diverse landscapes and rich natural resources. Lusaka serves as its capital and largest city, situated in the central part of the nation. With a population of approximately 18.4...


Cost of living
vs EU Average33% lower than EU average
1-bed apartment, city
$496Apartment (1 bedroom) in City…
Dinner for two
$8.98Meal, Inexpensive Restaurant
Monthly groceries
$1.29Milk (regular), (1 liter)
Public transit (month)
$1.21One-way Ticket (Local Transpo…
Read the full cost-of-living guide
★ Professional

Your Zambia Roadmap

40+ page personal relocation analysis — visa path, tax strategy, neighbourhood guide, healthcare setup and more.

€29one-time report
What's included
  • Visa & residency path
  • Tax optimisation
  • Neighbourhood guide
  • Healthcare & schools
  • Cost breakdown

Healthcare

  • Zambia operates a dual healthcare system with both public and private sectors, but public facilities often face resource limitations, especially in rural areas.
  • Foreigners and expats are generally not covered by Zambia's public National Health Insurance Scheme (NHIS) upon arrival and are strongly advised to secure private or international health insurance.
  • Expats employed in Zambia may be required to register with the National Health Insurance Management Authority (NHIMA) and can access public services after a four-month waiting period.
Healthcare guide →
Entry Requirements & Visa Options

Zambia offers flexible entry options for international visitors through its expanded visa-free policy, visa-on-arrival program, and eVisa system. As of January 1, 2025, citizens from 167 countries and territories—including the United States, United Kingdom, Canada, Australia, and most EU nations—can enter Zambia visa-free for tourism or business purposes. Visa-free travelers receive an entry stamp upon arrival permitting a single stay of up to 90 days per calendar year. This represents a significant expansion from previous policies, with 53 additional nations...

Visa-free entry: 90 days
Read full guide

Travel advisories, hazards, and conflict indicators

Cost of living, housing, income, and purchasing power overview

Income tax, corporate tax, and fiscal overview

Job market, business environment, and work permits

International schools, universities, and curricula

Pension, retirement pathways, and financial planning

Seasonal temperatures, rainfall, and sunshine hours

Population, languages, and ethnic composition

Day-to-day expat life and practical tips

Public transit, airports, and getting around

Community, cultural integration, and expat life

Air quality, green spaces, and sustainability

Political system, government structure, and key policies

Location overview, cost of living index, and purchasing power

Economic and geographic overview at a glance

Community perspectives and expat experiences

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This content was generated using artificial intelligence based on publicly available information. It is provided for general informational purposes only and does not constitute legal, tax, immigration, or professional advice. Information may be incomplete or outdated. Always verify with official sources before making decisions.

Data Source: Safety, crime, and quality metrics are sourced from Numbeo, a crowd-sourced global database of reported data.

All scores are relative comparisons on a 0-100 scale, where 50 = global average. Higher scores mean better than average, lower scores mean worse than average.