Retraite et avantages · ArubaRetraite et avantages en Aruba
Visas de retraite, pensions et soins de santé pour les retraités
Programme de visa retraite
Aruba Retiree Residence Permit
Special residency program for retirees aged 55+ requiring minimum annual income of US$56,200 (approximately AWG 101,160) and home ownership on the island. One-year renewable permit with path to permanent residency and Dutch citizenship.
Système de retraite
Dual system combining social insurance (AOV) with mandatory occupational pensions. AOV provides basic coverage with 47.5 years residency requirement; mandatory occupational pensions use defined contribution model with 6% minimum contributions (3% employer, 3% employee).
Adéquation des pensions
AOV provides modest base pension (1,132 AWG/month for singles without dependents) supplemented by occupational pensions. Replacement rates depend on contribution history and investment returns; supplementary private pensions recommended for adequate retirement income.
Accès aux soins de santé
High-quality healthcare system available to legal residents with mix of public and private options. Comprehensive coverage for retirees; system rated favorably among Caribbean nations with modern facilities and accessible care.
Coût de la vie
Communauté de retraités
Avantages seniors
Avantages fiscaux pour les retraités
Residents taxed on worldwide income at rates 7-59% based on taxable income. Foreign pensions subject to standard income tax rates; no special exemption programs for retirees, but employer can pay employee pension contributions tax-exempt.
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