Retirement & Benefits Guide
Retirement visas, pensions, and healthcare for retirees in Argentina
Retirement Visa Program
Pensionado Visa
Pensionado Visa is a temporary residence permit for retirees proving pension income of at least 5x minimum wage (ARS 1,433,555/month as of 2025). Valid 1 year, renewable up to 3 years; citizenship possible after 2 years of residency.
Pension System
PAYG system (SIPRA) with employer/employee contributions; retirement at 65 (men)/60 (women) after 30 years. Maximum pension ~ARS 1,665/year as of 2026, not keeping pace with inflation; coverage expanded via non-contributory programs.
Pension Adequacy
Low replacement rates with benefits below cost of living; maximum pensions inadequate amid high inflation. Supplementary private pensions rare due to public system dominance.
Healthcare Access
Universal coverage via social security for residents; public system available but quality varies with economic challenges. Private options common for expats, often employer-provided in benefits packages.
Cost of Living
Retiree Community
Senior Benefits
Tax Benefits for Retirees
Foreign pensions and income not taxed (territorial taxation); no special retiree program but favorable for expat retirees on overseas pensions.
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