Retirement & Benefits Guide · GeorgiaRetirement & Benefits Guide in Georgia
Retirement visas, pensions, and healthcare for retirees
Retirement Visa Program
No dedicated retirement or passive income visa program exists for Georgia (country). Expats can apply for temporary residence permits based on investment (min. $100,000), employment, study, or family reunification, renewable up to permanent residency after 6 years.
Pension System
Primarily pay-as-you-go (PAYG) system with basic contributory pensions for formal sector workers. Replacement rates typically 40-50% of average earnings; limited coverage (under 30% population) and sustainability concerns due to informal economy.
Pension Adequacy
Low replacement rates (30-50%) fail to meet basic needs for most; high elderly poverty rates (~20%). Supplementary private pensions rare, social pensions minimal at ~$30/month.
Healthcare Access
Universal healthcare via State Medical Insurance Agency for residents, but underfunded with quality issues. Private clinics available in Tbilisi for expats; costs low but out-of-pocket payments common.
Cost of Living
Retiree Community
Senior Benefits
Tax Benefits for Retirees
Standard tax rates apply to foreign pensions and income: 20% flat personal income tax. No special retiree programs or exemptions; territorial taxation on local-source income only.
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