Retirement & Benefits Guide · IranRetirement & Benefits Guide in Iran
Retirement visas, pensions, and healthcare for retirees
Retirement Visa Program
No dedicated retirement or passive income visa exists for expats. Foreign retirees must use tourist visas (extendable), work permit visas requiring employment, or student visas; long-term stay requires employer sponsorship or investment approval.
Pension System
PAYG system via Social Security Organization and Civil Servants Pension Fund covers employees with old-age pensions at age 60 (men)/55 (women) after 20 years contributions. Average replacement based on last 2 years earnings divided by 30 times contribution years, up to 35 years; facing sustainability issues.
Pension Adequacy
Replacement rates vary by contributions and earnings, with minimum pension at unskilled worker wage (11M IRR/month); partial pensions for <20 years. Supplementary private options limited, high poverty risk for low contributors.
Healthcare Access
Public social insurance healthcare available to insured residents via Social Security; coverage for contributors and families. Quality moderate with urban-rural disparities; private options exist but expats need legal status for access.
Cost of Living
Retiree Community
Senior Benefits
Tax Benefits for Retirees
Standard tax rates apply to foreign pensions and income; no special retiree tax programs or exemptions identified for expats.
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