Lithuania flagRetirement & Benefits Guide

Retirement visas, pensions, and healthcare for retirees in Lithuania

Retirement Visa Program

No dedicated retirement or passive income visa exists in Lithuania. Expats can apply for a temporary residence permit based on sufficient funds or family reunification, renewable up to permanent residency after 5 years.

Pension System

Good
6.2/10

Three-pillar system: PAYG state pension (Pillar I), mandatory funded pension for under-40s (Pillar II with 3% employee + 1.5% state contributions), and voluntary Pillar III. Retirement age rising to 65 by 2026; requires 15 years minimum contributions, full at 34-35 years.

Pension Adequacy

Fair
5.8/10

Basic pension €152.92/month plus earnings-related component based on points; replacement rates moderate (40-60% estimated), with supplementary funded pensions needed for adequacy. Poverty risks persist without full contributions.

Healthcare Access

Good
7.1/10

Universal public healthcare via Compulsory Health Insurance Fund available to legal residents after registration. Quality improving with modern facilities in cities; private options supplement for faster access, low costs for retirees.

Cost of Living

Excellent
8.3/10

Retiree Community

Poor
3.5/10

Senior Benefits

Good
6.4/10

Tax Benefits for Retirees

Standard tax rates apply to foreign pensions and income; worldwide income taxed progressively up to 32%, with deductions for private pension contributions. No special retiree tax exemptions or NHR-like programs.