Montserrat flagCost of Living Guide

Complete pricing for housing, food, transportation, and everyday expenses in Montserrat

Montserrat offers a relatively affordable cost of living compared to many Caribbean destinations, with housing being a particular bargain for expats and digital nomads seeking a quiet island lifestyle. It positions moderately within North America, where average CPI is around the regional benchmark and rent is competitive against the average rent index of 27.7. Limited data highlights lower restaurant prices but higher costs for some imported goods and utilities.

Estimated Monthly Budget

Frugal
$1,377 USD (EC$3,717) for a single person including modest rent, local food, and basics
Comfortable
$2,479–3,000 USD (EC$6,693–8,100) for a single expat with decent housing, occasional dining, and imported goods
Family of four
$4,977 USD (EC$13,449) for a family of four including rent; up to $9,178 USD for luxury expat style with car and schools

Montserrat provides strong value for money with affordable housing and reasonable overall costs, cheaper than many global spots for expats despite some utility and import premiums. It aligns competitively with North America regional averages where data exists.

Economic & Living Costs in Montserrat
Food & Dining Costs

Meal, Inexpensive Restaurant

30-60 XCD
Avg: 45 XCD

Meal for 2, Mid-range Restaurant (3-course)

130-180 XCD
Avg: 155 XCD

McMeal at McDonalds (or Equivalent Combo Meal)

20-45 XCD
Avg: 32.5 XCD

Domestic Beer (0.5L draught)

6-8 XCD
Avg: 7 XCD
Housing & Real Estate Costs

Apartment (3 bedrooms) in City Centre

3500 XCD
Avg: 3500 XCD

Apartment (3 bedrooms) Outside Centre

3500 XCD
Avg: 3500 XCD
Transportation Costs

One-way Ticket (Local Transport)

N/A
Avg: N/A

Chicken Fillets (1kg)

N/A
Avg: N/A

New Car (VW Golf or Equivalent)

N/A
Avg: N/A

Taxi per km (Normal Tariff)

N/A
Avg: N/A
Utilities & Communications Costs

Utilities for 85m² Apartment

N/A
Avg: N/A

Internet (60 Mbps+, Unlimited)

N/A
Avg: N/A

Mobile Plan (10GB+ Data)

N/A
Avg: N/A
Grocery Costs

Milk (1L)

8.99-10 XCD
Avg: 9.5 XCD

Loaf of Fresh White Bread (500g)

8 XCD
Avg: 8 XCD

Eggs (12)

19.2-20 XCD
Avg: 19.6 XCD

Local Cheese (1kg)

N/A
Avg: N/A
Entertainment & Sports Costs

Fitness Club, Monthly Fee

N/A
Avg: N/A
Last updated: 2026-04-03