Retirement & Benefits Guide · NepalRetirement & Benefits Guide in Nepal
Retirement visas, pensions, and healthcare for retirees
Retirement Visa Program
No dedicated retirement or passive income visa exists for Nepal. Expats can apply for business, employment, or tourist visas (up to 150 days extendable), but long-term stay requires investment or work permits.
Pension System
Primarily provident fund system with lump-sum benefits at age 58; contributory schemes (6% employee + 6% government for civil servants, 10% each for SSF) exist but coverage is limited. Social assistance provides NPR 4,000 monthly old-age allowance for seniors 70+.
Pension Adequacy
Lump-sum provident funds offer no regular income; modest social pensions (NPR 4,000/month) prevent extreme poverty but inadequate for living costs. Low replacement rates and limited coverage leave most retirees reliant on family.
Healthcare Access
Public healthcare is free or low-cost but faces shortages, overcrowding, and rural gaps; private hospitals in Kathmandu offer better quality at higher costs. Expats need private insurance for reliable access.
Cost of Living
Retiree Community
Senior Benefits
Tax Benefits for Retirees
Standard tax rates apply to foreign pensions and income; no special retiree programs or exemptions exist. Pensions taxed progressively up to 25% with minor exemptions.
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