Tajikistan offers a very affordable cost of living with a CPI of 27.1. Groceries (34.7) and restaurant prices (19.6) are notably low compared to international standards.

The housing market is moderate, with a property price to income ratio of 10.3 years. The rent index is very low at 9.6, indicating affordable rental options.

Purchasing power is low, with an index of 48.2, suggesting limited buying power compared to New York City.

The tax system includes a 12% income tax for residents on employment income and a standard VAT rate of 14% for non-cash transactions (15% for cash) as of 2024. Property and land taxes are levied by local authorities.

Tajikistan's business environment is developing, supported by government reforms and a growing startup ecosystem, though it faces challenges in funding and infrastructure. Digital infrastructure is expanding.

The social security system includes pensions, unemployment benefits, and targeted social assistance. Healthcare is a mixed public-private system, with public facilities often underfunded and basic, especially outside major cities. Pensions are relatively low.

Deposits are protected by the Deposit and Savings Insurance Fund of Tajikistan up to 35,000 TJS (approximately USD 3,710) per depositor per institution. The banking sector shows improved stability and regulatory reforms, but some banks are considered undercapitalized.