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Bermuda flagVisas et résidence · Bermuda

Visas et résidence en Bermuda

Exigences légales, voies de résidence et démarches administratives pour les expatriés

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Visa Requirements for Bermuda
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Bermuda's administration feels predictable and English-friendly for newcomers, with strong common law protections and high digitalization via government portals. However, expat residency is restrictive, tied to employment or investment, with high costs and limited pathways creating friction. Bureaucracy is efficient but expensive, favoring high-net-worth individuals.

Système juridique

Bermuda's legal system is based on English common law, highly independent, predictable, and accessible to foreigners through courts like the Supreme Court and Court of Appeal. Foreigners receive equal treatment under the law, with strong enforcement of contracts and property rights. Legal aid available but primarily for residents.

Common law (English tradition)

Protection des consommateurs

Consumer Affairs Division oversees protections under the Consumer Protection Act and Trade Descriptions Act. Disputes handled via mediation, small claims court (up to BMD 12,000), or Consumer Council. Warranties enforced, unfair practices prohibited, with strong regulator oversight.

  • ✓14-day cooling-off for certain contracts
  • ✓Product safety standards enforced
  • ✓Misleading advertising banned
  • ✓Return rights for faulty goods
  • ✓Debt collection regulations

Efficacité bureaucratique et administrative

High digitalization via gov.bm portal for applications (e.g., eWork Permits). Processes efficient (work permits 4-8 weeks), but high fees (e.g., BMD 600+ for stamps) and paperwork create hurdles. No major regional variations; English-only, accessible for expats.

Voies de résidence

  • •
    Work Permit: Standard for skilled expats; employer-sponsored, renewable annually. Exemptions for intra-company transfers.Job offer, Labour Market Test (unless exempt), fees BMD 600-7640/year.
  • •
    Economic Investment Certificate (EIC): Investment residency for high-net-worth; grants 5-year permit renewable.BMD 2.4M investment in business creating jobs; approval by committee.
  • •
    Global Talent Visa: For high-skilled in tech/finance; up to 5 years.Proven expertise, salary threshold ~BMD 150k.
  • •
    Spousal Dependency: For spouses of work permit holders.Marriage proof, sponsor's valid permit.
  • •
    Study Permit: For full-time students at approved institutions.Acceptance letter, fees proof.
  • •
    Retirement (PCC): Permanent Certificate of Residence for retirees with means.Age 65+, BMD 50k/year income, health insurance.

Propriété immobilière

Foreigners can freely purchase freehold property or leaseholds (common for 999 years). Process via local attorneys, stamp duty paid (up to 7% buyer). No residency required to buy; annual property tax applies.

Restrictions : Government approval for non-Bermudians buying larger developments or sensitive land; annual land tax based on ARV.
Propriété étrangère : Autorisé

Accès bancaire

Foreigners easily open accounts at major banks (HSBC, Butterfield) with passport and proof of address. Expats report quick setup (1-2 days), FATCA-compliant for US citizens. Remote opening possible for high-net-worth.

Citoyens hors UE : Present passport, work permit or visitor status, proof of address/income; KYC checks standard.
Documents requis :
  • Valid passport
  • Proof of address (utility bill)
  • Bermuda work permit or visa
  • Source of funds proof
  • Reference letter (sometimes)

Exigences d'assurance

Private health insurance mandatory for work/residency visas. Car insurance compulsory for vehicles. Employers often provide group health.

Assurance maladie : Obligatoire
Assurance auto : Obligatoire
Autres exigences :
  • Worker's compensation for employees
  • Property insurance for mortgages

Conditions d'obtention de la citoyenneté

Résidence :
10 years (5 years PR + 5 prior legal residence; continuous.)
Langue :
English proficiency demonstrated
Intégration :
Good character, community ties
Double nationalité :
Autorisé - Allowed since 2009 amendments.
Additional Information:
Naturalization after permanent residency; discretionary by Governor. British Overseas Territories Citizenship (BOTC) possible, leads to full UK citizenship.

Points à approfondir

  • •2025-2026 EIC investment threshold changes?
  • •Exact consumer small claims limit post-2024
Sources et références (6)
immigration

Work Permits

Government of Bermuda - Department of Immigration

Voir la source →
immigration

Economic Investment Certificate

Government of Bermuda

Voir la source →
banking

Opening a Bank Account

Bermuda Monetary Authority

Voir la source →
property

Buying Property in Bermuda

Government of Bermuda - Land Valuation

Voir la source →
consumer

Consumer Affairs

Ministry of Economy and Labour

Voir la source →
citizenship

Bermuda Immigration and Protection Amendment Act 2024

Government of Bermuda

Voir la source →

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