Pay-as-you-go system through EFKA with earnings-related contributory pensions and supplementary components. Accrual rates range from 0.77% (15 years contributions) to 2% (40+ years), with national pension floor of €384/month providing social safety net.

Pension replacement rates vary based on contribution history and years worked. Minimum pension of €345.50/month for 15-year contributors; maximum €384/month national pension. Supplementary occupational pensions available but less widespread, primarily for management roles.

Universal public healthcare through EFKA-linked providers covering primary care, specialist services, hospital treatment, and prescribed medicines with co-payments. Private health insurance widely used to supplement public system, reducing wait times and expanding access to private hospitals.