Retirement & Benefits Guide · CameroonRetirement & Benefits Guide in Cameroon
Retirement visas, pensions, and healthcare for retirees
Retirement Visa Program
No dedicated retirement or passive income visa exists for Cameroon. Expats can apply for long-term residence permits via investment, work, or family reunification through standard immigration processes.
Pension System
Social insurance (PAYG) system via CNPS covers 10% of population; requires 180 months contributions for old-age pension at age 60 (early at 50). Average replacement rate starts at 30% plus 1% per additional year, max 80%; low coverage and voluntary supplements rare.
Pension Adequacy
Low replacement rates (30-80%) and coverage leave most retirees reliant on family or savings; minimum pension 50% of minimum wage (36,270 XAF), but 90% population uncovered, high elderly poverty.
Healthcare Access
Limited public healthcare via CNPS for contributors (10% population); poor quality, underfunded facilities, frequent shortages. Expats rely on expensive private clinics or medical tourism; no universal coverage.
Cost of Living
Retiree Community
Senior Benefits
Tax Benefits for Retirees
Standard tax rates apply to foreign pensions and income; no special retiree tax exemptions, NHR-like programs, or territorial taxation for expats.
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